Recipes

Quick Cheese Biscuits

This is a super quick recipe. I needed bread for dinner and decided to give this recipe a try. It’s a good recipe, but despite the title it does not have a cheesy flavor. It’s very simple and light. I added a little butter to the top of these biscuits to give them more flavor. 

Ingredients:

Directions:

  1. Preheat oven to 450°F.      
  2. Combine flour, baking powder and salt.
  3. Stir in cheddar.
  4. Cut in butter using pastry blender or 2 knives until coarse crumbs form.
  5. Using fork, stir milk into flour mixture until soft dough forms.
  6. Do not overwork or over-mix dough.
  7. Use a cookie scoop or a tablespoon to drop biscuit on cookie sheets, 1in apart on ungreased baking sheet.
  8. Bake 10-15 minutes. (Watch them close)

Recipes

7 Ways to Save More Money in 2011

I came across this article on Yahoo.com yesterday, and found the tips to be pretty handy. I wanted to pass them on, because I think just about anyone would find them useful. Who couldn’t stand to save a little extra money?
January is a period of self review, filled with promises and new financial goals. But the post-holiday cocktail of disorganization and unrealistic expectations can sabotage self-improvement plans, including efforts to save money.
Fortunately, January has been tagged Get Organized Month by the National Association of Professional Organizers (NAPO). It makes sense. Lack of organization costs time and money, according to a recent NAPO survey of consumer behavior. Cutting through clutter is important to my money-saving goals for 2011.

Coupon System
Too often, my newspaper pile becomes a graveyard for coupons. Potential savings die an early death because of clutter. For instance, I have squandered store coupons sporting savings of $1 to $10 due to missed deadlines or misplaced coupons. For 2011, I’ve begun to store coupons in a side pocket of my purse, which is always with me. Wallets and glove-compartments in cars are also a great place to store coupons.

Green Savings
The trendy push to live a greener life can be overwhelming, especially with the wide assortment of eco-friendly products, services and strategies on the market. Organization, however, can simplify green living goals. My strategy involves a disciplined room-by-room plan to reduce my family’s carbon footprint. For the first three months of 2011, I plan to focus on the kitchen, with green steps that will save the environment and my cash. For example, during the January discount sales on linens, I plan to purchase additional dish clothes and towels for the kitchen, which will save money in the long-run, because I will spend far less on short-lived paper products. Every three months, I’ll target a different area of my home.

Register Alert
In the checkout line, it’s easy to meditate or daydream. But being alert can pay off. On a regular basis, I have spotted errors in cash register receipts, including incorrect prices for sale items. Sometimes, the errors are my fault. For instance, I recently took advantage of a buy-one-get-one (BOGO) free promotion for toys. Unfortunately, one of the games I had selected did not qualify for the BOGO discount. I spotted the error, when I studied the receipt and noticed the double charge for the toys. And now with every purchase, I scan the sales receipt before leaving the store.

Unplug Chargers
Even when not used, cell phone chargers, coffee makers, micro-wave ovens and other appliances drain energy when plugged into wall sockets. Conserving cash and energy is my January goal, and I’ve been teaching my kids to unplug idle appliances. But this step requires organization and constant awareness. When we are running late, we leave the house in a whirlwind of anxiety and fail to take energy-saving steps. An earlier wake-up call will preserve energy and create less stress.

Time-Sensitive
Late fees and other financial penalties are the byproduct of disorganization. To avoid missed deadlines, I plan to raise my financial IQ with my smartphone and laptop. Both devices provide digital calendars that can be programmed with bill reminders and deadline alerts. There are also a variety of online services that offer e-mail notices about approaching deadlines. Online bill-paying programs also add organization and efficiency.

Chores
With better organization some household chores and personal tasks can become money-saving, do-it-yourself projects. For example, if you have the talent and the right tools, you can save money with DIY haircuts, manicures, pedicures and other personal grooming chores. Car-washing, lawn mowing and house-painting duties can also represent frugal home projects. But calculate the cost of your time, and honestly evaluate your skills. Home projects can become money pits if you have to hire a professional to fix DIY errors

Workshops
During January, NAPO chapters in different regions of the country are hosting public events, including “Organize to Economize in the New Year” workshops, “Shred-and-Organize” gatherings and “Ask-the-Organizer” panels. To find a local event, go to http://www.napo.net.

Recipes

Spicy Black-Eyed Peas

I love Black Eye Pea, and this recipe a Paula Deen Recipe is excellent! It’s full of flavor unlike a lot of Black Eyed Pea Recipes. You can’t go wrong with this one!! It’s kicked up!

Ingredients

  • 4 slices bacon
  • 1 medium onion, chopped
  • 1 (16-ounce) package dried black-eyed peas, washed
  • 1 (12-ounce) can diced tomatoes and green chiles
  • 1 teaspoon salt
  • 1 teaspoon chili powder
  • 1/2 teaspoon freshly ground black pepper
  • 3 cups water 

Directions

  1. In a large saucepan, cook the bacon until crisp. Remove the bacon, crumble, and set aside to use as a topping for the peas. 
  2. Saute the onion in the bacon drippings until tender. Add the peas, diced tomatoes and green chiles, salt, chili powder, pepper and water. 
  3. Cover and cook over medium heat for 45 minutes to 1 hour, or until the peas are tender. 
  4. Add additional water, if necessary. 
  5. Serve garnished with crumbled bacon. 

Recipes

Pan Fried Cabbage


If you don’t like cabbage this is a great way to eat it. Not only is it super easy, practically fail proof the flavor is really great. Simple, and excellent what more do you need? I am not much of a cabbage person, but my husband is so I am always looking for ways to make it eatable for me. This recipe is one of my favorites!


Ingredients:
  • 8 oz of bagged cabbage (coleslaw is what I use then you get carrots too)
  • 4 ounces of bacon
  • Salt (if desired)
  • 1 onion

Directions:

  1. Thinly slice 4 ounces of bacon. It’s easy to slice when it’s partially frozen, and on a medium high heat begin to pan fry the bacon.
  2. When the bacon is cooked through, but not crispy add thinly sliced onion once the onion is cooked add 8 ounces of bagged cabbage. Mix all together
  3. Cooked until cabbage becomes limp.
  4. Add salt as needed

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Recipes

Feed a Family of 4 on $10 a Day

I found this article on Yahoo and thought it was pretty interesting. It’s amazing what you can do when you get short on money and creative with food. I think you can actually do better than $10 a day!

When I was growing up, my mother would serve something she called “economy dinner.” Pasta, sauce, maybe a quarter-pound of hamburger meat mixed in and a little cheese sprinkled on top, baked together in the oven. We didn’t understand the name, but we loved the dish.

I was thinking I need to find my own “economy dinner,” as I had yet another supermarket freak-out while watching my grocery receipt print out and curl down two feet behind the register. At home with the receipt in front of me, I decided to crunch some numbers to see if I could feed my family of four for less than $100 a week.

Would it be possible to do 84 meals for less than $100? With room to spare, it turns out. According to my calculations, we could do it on $72.38. We’d be crying of boredom after Day 2. But we wouldn’t be hungry.

If we ate cereal and milk for breakfast, a PB&J and an apple for lunch, and protein-enriched pasta with store-brand marinara and a couple of carrots sticks and broccoli or green beans for dinner, we could get by on $10.34 per day.

I won’t bore you with the math, but this meal plan cuts out all the extras. No snacks, no OJ, no organic milk at $5.99 per gallon, no Parmesan cheese sprinkled on top of that pasta, no frozen yogurt at night in front of DWTS. The husband brown bags it to the office. I’ll admit I included my coffee, at $2.15 per week, because I consider it essential, along with milk for the kids at every meal.

This exercise has been an eye-opener for me. Now that I know our family’s bargain-basement dinner costs $3.40, I see the foods I thought were cheap (like a large pizza for $10) are pricey in comparison. And the foods I knew were expensive, such as a $10 steak, fish that’s $14 per pound, or deli meat at $8.99 per pound, now seem top dollar.

Some of the splurges, like the organic milk, I’d opt to add back in. But that package of Pepperidge Farm Nantuckets does more to the bottom line (both bottom lines, really) than I’ve cared, up until now, to realize.

To get out of our pasta rut, I consulted with Leslie Bonci, a dietician at University of Pittsburgh Medical Center, about other nutrient-rich foods that pack a lot of bang for the buck. Here’s what she suggested:
Eggs:

  • 99 cents per dozen, can be breakfast, lunch, dinner or hard-boiled for snacks.
  • Canned beans, like kidneys or chick peas: 79 cents for a 16-ounce can.
  • A five-pound roasting chicken ($5) could yield two dinners. For the first meal, roast with potatoes and carrots and eat half of the chicken. For the second meal, make a stir-fry with the leftover chicken and a bag of frozen mixed veggies ($1.29 for a 16-ounce bag) and serve over brown rice (99 cents for a 16-ounce bag).
  • Oatmeal costs $3.69 for a 42-ounce canister and has 30 servings. That could replace at least $7 worth of boxed cereal, and the oatmeal is more filling.Bananas, at 49 cents a pound, cost less than most fruits, especially those “select” peaches and nectarines at $1.99 per pound. 
  • Bananas are definitely cheaper and healthier than the sugary granola bars I send in my daughter’s lunch.
  • Texturized Veggie Protein, a lean meat substitute that’s a lot like ground beef and can be added to pasta sauce or tacos, is $2.69 for 10 ounces.